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"We found our dream home"
"She made the entire selling process smooth and easy."
Michael & Norma Little
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Testimonials: Atlanta, Decatur and Stone Mountain Georgia home buying, real estate listings, and homes for sale in DeKalb County, GA

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Read What People Are Saying About Us

We always ask our clients to write or email us, and tell us truthfully how they appreciated our service to them. Their feedback is so important! Here are a few highlights of what people are saying about us...

"Cynthia is hardworking.....dedicated Realtor."
"She worked with us to ensure that our needs were met, and was genuinely interested in helping us make the right house purchase.

Louis & Beverly Jenkins

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"Cynthia Massey is heads above the average agent"
"Cynthia Massey is heads above the average agent with her very successful home marketing techniques and years of experience"

Kevin and Cynthia Chenault

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"Keep up the fantastic work"
"I would highly recommend your services"

Charles & Sandra Ladson

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"Thanks for Blessing our home!"
"It was so nice of you and appreciated morethan words can say!"

Reginald Alexander

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"We found our dream home"
"She made the entire selling process smooth and easy."

Michael & Norma Little

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Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	What document must lenders provide within three days of receiving your application for financing?
A	The "Truth In Lending Disclosure Statement" will give you complete financial information about the loan.
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Cynthia Massey & Associates, REALTORŽ, real estate agents and broker for Atlanta, Decatur and Stone Mountain Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Cynthia Massey & Associates
RE/MAX Metro Atlanta, Inc.
1944 Clairmont Rd. N.E.
Decatur, GA. 30033
Direct: 770-972-3325
800-226-3123
404-321-3123
Fax: 770-972-6961
cell: 4049922381
Email: cynthiamassey@NUMBER1EXPERT.com
Cynthia Massey, an Associate Broker with RE/MAX Metro Atlanta, definitely lives up to her slogan "Rendering First-Class Service that Yields First Class Results."

After obtaining her Bachelor of Arts in Marketing, the Florida native decided to make Atlanta her home. Cynthia brings a host of real estate knowledge of the Atlanta market to the table. Cynthia has over 15 years of experience and holds the Graduate Realtor Institute (GRI), Accredited Buyers Representative (ABR), and the Certified Residential Specialist (CRS) Designations. The CRS Designation, held by fewer than 5% of Realtors internationally, is the highest professional designation awarded to Realtors.

When it comes to marketing your home for sale, Cynthia has fresh ideas that result in "SOLD." Her buyers just love her methods for locating the "just right" house. Cynthia Massey is a "HOUSE SOLD" name.Cynthia was featured on "House Hunters" January 9, 2008 on HGTV. She comes with an extensive and proven real estate track record. For all of your real estate needs in the Metro Atlanta area, she is just one click away!

www.realestateforsaleinatlanta.com is brought to you by Cynthia Massey & Associates
NUMBER1EXPERTS™ in real estate for Atlanta, Decatur and Stone Mountain, Georgia

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