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First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Q	What economic factor can make the purchase of a home an excellent long-term investment?
A	Home price appreciation can result in a substantial return on the buyer's investment as a house increases in value over time.
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Cynthia Massey & Associates, REALTORŽ, real estate agents and broker for Atlanta, Decatur and Stone Mountain Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Cynthia Massey & Associates
RE/MAX Metro Atlanta, Inc.
1944 Clairmont Rd. N.E.
Decatur, GA. 30033
Direct: 770-972-3325
800-226-3123
404-321-3123
Fax: 770-972-6961
cell: 4049922381
Email: cynthiamassey@NUMBER1EXPERT.com
Cynthia Massey, an Associate Broker with RE/MAX Metro Atlanta, definitely lives up to her slogan "Rendering First-Class Service that Yields First Class Results."

After obtaining her Bachelor of Arts in Marketing, the Florida native decided to make Atlanta her home. Cynthia brings a host of real estate knowledge of the Atlanta market to the table. Cynthia has over 15 years of experience and holds the Graduate Realtor Institute (GRI), Accredited Buyers Representative (ABR), and the Certified Residential Specialist (CRS) Designations. The CRS Designation, held by fewer than 5% of Realtors internationally, is the highest professional designation awarded to Realtors.

When it comes to marketing your home for sale, Cynthia has fresh ideas that result in "SOLD." Her buyers just love her methods for locating the "just right" house. Cynthia Massey is a "HOUSE SOLD" name.Cynthia was featured on "House Hunters" January 9, 2008 on HGTV. She comes with an extensive and proven real estate track record. For all of your real estate needs in the Metro Atlanta area, she is just one click away!

www.realestateforsaleinatlanta.com is brought to you by Cynthia Massey & Associates
NUMBER1EXPERTS™ in real estate for Atlanta, Decatur and Stone Mountain, Georgia

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