Atlanta, Decatur and Stone Mountain real estate and homes for sale in Georgia - Cynthia Massey & Associates, REALTORS® Cynthia Massey & Associates REALTORS(r) for Atlanta, Decatur and Stone Mountain, Georgia real estate - NUMBER1EXPERTS™ Cynthia Massey & Associates NUMBER1EXPERTS(tm) for Atlanta, Decatur and Stone Mountain, Georgia real estate
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Cynthia Massey & Associates, REALTORŪ, real estate agents and broker for Atlanta, Decatur and Stone Mountain Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)


Find out why we are top real estate experts. Call us for "FIRST CLASS" Service, That Yields "FIRST CLASS" Results! 770-972-3325.


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Mortgage Prequalification: Atlanta, Decatur and Stone Mountain Georgia home buying, real estate listings, and homes for sale in DeKalb County, GA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Atlanta, Decatur and Stone Mountain REALTORSŪ to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Working With An Agent >A Real Estate Agents Reality

The process of guiding a home sales transaction is in reality more complex than many people realize. When qualified buyers present an offer on your home, it might seem that the deal is done, but this is only the beginning of the negotiations process. Ideally, this aspect of the transaction culminates in a meeting of the minds. At no point can the real estate agent just sit back and relax, because the "glue" that holds each transaction together is subject to a variety of factors and forces that may cause the deal to fall apart.

We can only hope that there are no surprises during the home inspections. We have to presume that the appraiser will think the house is worth as much as the buyer and seller do, but this is never guaranteed. As the buyers make their loan application, we cross our fingers that the credit report reveals they always pay their bills on time.

Rarely is a transaction completed without a few problems. A real estate agent's professional skills come into play primarily during the time between contract ratification and the closing. At this point, we use our creativity, patience and negotiating skills to achieve a happy resolution to your transaction.

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Real Estate Trivia
Q 
What is the maximum interest you can deduct on your federal tax return to purchase or improve a first or second home?

A 
One of the greatest benefits of home ownership is the federal tax deduction for interest up to, but not exceeding, $1million.
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Cynthia Massey & Associates, REALTORŪ, real estate agents and broker for Atlanta, Decatur and Stone Mountain Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Cynthia Massey & Associates
RE/MAX Metro Atlanta, Inc.

1944 Clairmont Rd. N.E.
Decatur, GA. 30033
Direct: 770-972-3325
800-226-3123
404-321-3123
Fax: 770-972-6961
cell: 4049922381
Email: cynthiamassey@NUMBER1EXPERT.com

Cynthia Massey, an Associate Broker with RE/MAX Metro Atlanta, definitely lives up to her slogan "Rendering First-Class Service that Yields First Class Results."

After obtaining her Bachelor of Arts in Marketing, the Florida native decided to make Atlanta her home. Cynthia brings a host of real estate knowledge of the Atlanta market to the table. Cynthia has over 15 years of experience and holds the Graduate Realtor Institute (GRI), Accredited Buyers Representative (ABR), and the Certified Residential Specialist (CRS) Designations. The CRS Designation, held by fewer than 5% of Realtors internationally, is the highest professional designation awarded to Realtors.

When it comes to marketing your home for sale, Cynthia has fresh ideas that result in "SOLD." Her buyers just love her methods for locating the "just right" house. Cynthia Massey is a "HOUSE SOLD" name.Cynthia was featured on "House Hunters" January 9, 2008 on HGTV. She comes with an extensive and proven real estate track record. For all of your real estate needs in the Metro Atlanta area, she is just one click away!

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